Terms & Conditions

Effective Date: 1 June 2026

Please read these Terms & Conditions carefully before using My Blog. By accessing or using our website, you agree to be bound by these terms.

1. Definitions

"Platform" — Refers to the My Blog website and all associated services.
"We", "Us", "Our" — Refers to the operators of the Platform.
"User", "You", "Your" — Refers to any individual or entity accessing or using the Platform.
"PIN", "Checker PIN" — Refers to the digital scratch-card PIN sold on the Platform for checking exam results.
"Reseller" — Refers to a registered user authorised to purchase PINs at wholesale prices for resale.

2. Acceptance of Terms

By creating an account, placing an order, or using any part of the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, you must not use the Platform.

3. Account Registration

3.1 Eligibility

You must be at least 18 years old to register an account. By registering, you represent that you are legally capable of entering into binding contracts.

3.2 Account Responsibilities

You are responsible for maintaining the confidentiality of your login credentials.
You are responsible for all activities that occur under your account.
You must notify us immediately of any unauthorised use of your account.
We reserve the right to suspend or terminate accounts that violate these terms.

4. Products & Pricing

4.1 Product Description

We sell digital checker PINs for examination bodies including but not limited to WASSCE, BECE, and NTC. PINs are delivered electronically via email and/or SMS.

4.2 Pricing

All prices are displayed in Ghana Cedis (GHS) unless otherwise indicated. Prices are subject to change without prior notice.

5. Payments

Payments are processed securely via Paystack (cards, mobile money, bank transfers).
All payments must be made in full before PINs are delivered.
Resellers may purchase using their account balance.
We do not store full payment card details on our servers.

6. Delivery

PINs are delivered instantly to the email address provided at checkout.
SMS delivery may be available as a secondary option.
Delivery times are typically within seconds of payment confirmation.
If you do not receive your PIN, use our PIN Retrieval page or contact support.

7. Refund Policy

Due to the digital nature of checker PINs, all sales are final and non-refundable once the PIN has been delivered.
Refunds may be issued at our sole discretion if a PIN is proven to be invalid or non-functional.
Refund requests must be submitted within 7 days of purchase.

8. Reseller Terms

8.1 Reseller Account

Resellers are authorised to purchase PINs at wholesale prices for resale to end users. Each reseller operates as an independent entity.

8.2 Reseller Obligations

Resellers must not engage in fraudulent or deceptive practices.
Resellers must not misuse the API or attempt to bypass security measures.
Resellers are responsible for their clients' transactions and any disputes arising from them.

9. Prohibited Activities

You agree not to engage in any of the following:

Using the Platform for any unlawful purpose or in violation of any applicable laws.
Attempting to gain unauthorised access to any part of the Platform or its systems.
Interfering with the proper functioning of the Platform, including introducing malware or viruses.
Using automated scripts, bots, or scrapers without our written consent.

10. Limitation of Liability

To the maximum extent permitted by law, My Blog and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of the Republic of Ghana.

12. Contact Information

For questions about these terms, please contact us:

Email: admin@sms-service.banibatiti.com
Live Chat: Available on our website (bottom-right corner)